Personal Financial Statement Template

Do you need a personal financial statement template?  The PropertyMetrics team has created several helpful resources for commercial real estate professionals.  Please feel free to download and use the following personal financial statement template:

Personal Financial Statement Template

Fill out the quick form below and we’ll email you a free personal financial statement Excel template.

  • This field is for validation purposes and should be left unchanged.

Personal Financial Statement Template: What’s Included

The above personal financial statement Excel template worksheet example includes sections for the following:

  • Cash on hand
  • Marketable securities
  • Non-marketable securities
  • IRA, Keogh, Profit-Sharing & Other Vested Retirement Accounts
  • Net Cash Surrender Value of Life Insurance
  • Personal Residential Real Estate 
  • Real Estate Investments 
  • Accounts and Notes Receivable
  • Partnerships / PC Interests 
  • Deferred Income
  • Personal Property (including automobiles)
  • Other Assets (List)
  • Notes Payable
  • Accounts Payable (including credit cards)
  • Taxes Payable
  • Margin Accounts
  • Life Insurance Loans 
  • Mortgage Debt Personal 
  • Mortgage Debt Investment 
  • Notes Due: Partnership 
  • Other Liabilities (List)
  • Total Assets
  • Total Liabilities and Net Worth
  • Total Net Worth
  • and more…

A personal financial statement (PFS) is a critical tool for individuals to manage their financial health and plan for their financial future. A comprehensive PFS template should include the following elements:

  1. Assets: A comprehensive list of all assets, including cash on hand, marketable securities, non-marketable securities, retirement accounts, life insurance, personal residential real estate, real estate investments, accounts and notes receivable, partnerships and PC interests, deferred income, personal property, and other assets.
  2. Liabilities: A comprehensive list of all liabilities, including notes payable, accounts payable, taxes payable, margin accounts, life insurance loans, mortgage debt personal, mortgage debt investment, notes due, and other liabilities.
  3. Total Assets: The total value of all assets listed in the PFS.
  4. Total Liabilities: The total value of all liabilities listed in the PFS.
  5. Total Net Worth: The difference between total assets and total liabilities, representing the individual’s net worth.
  6. Cash Flow: A comprehensive overview of the individual’s cash flow, including income, expenses, and savings. This section should also include a budget and a plan for managing cash flow effectively.
  7. Investment Portfolio: A comprehensive overview of the individual’s investment portfolio, including stocks, bonds, mutual funds, and other investments. This section should also include a plan for managing the investment portfolio effectively.
  8. Retirement Planning: A comprehensive overview of the individual’s retirement planning, including contributions to retirement accounts, investments, and other retirement savings. This section should also include a plan for managing retirement savings effectively.
  9. Estate Planning: A comprehensive overview of the individual’s estate planning, including wills, trusts, and other estate planning documents. This section should also include a plan for managing the individual’s estate effectively.
  10. Insurance: A comprehensive overview of the individual’s insurance coverage, including life insurance, health insurance, and other insurance policies. This section should also include a plan for managing insurance effectively.

In conclusion, a comprehensive personal financial statement template should provide individuals with a complete picture of their financial health and a roadmap for managing their finances effectively. By tracking assets, liabilities, cash flow, investments, retirement savings, estate planning, and insurance, individuals can make informed decisions about their financial future and achieve their financial goals.